When you become a fundraiser, you can fundraise as an individual or part of a team. If you are part of a team, you have both your individual page and a team page that you can refer people to.
Note: if you signup as an individual and do not specify a team, you are not part of the team and your name will not appear on the team fundraising page.
If you are the captain of a team, you create a team fundraising page and then individuals can elect to be part of this team or they can fundraise as individuals separate from the team. When you create a team page, you are given a unique address for the team page and you can send people to this page to make contributions to the charity on behalf of your team. All team members are listed on this page with links to their individual pages. Total donations for the team are also listed on the page.
Do I have to have an individual fundraising page?
The answer is no. If you create a team fundraising page, then you are the captain of the team and manage the team fundraising page. Other people can then join the team and create their own individual fundraising pages if they want, or they can simply refer donors to the team page. But you are not required to create an individual fundraising page when you create a team.